When your mortgage term comes to an end and you

have a mortgage balance, you will need to renew

your mortgage into a new term, unless you are

planning to pay the balance off in cash.

If you are planning on renewing your mortgage with your current lender, you may be leaving money on the table.

We offer a FREE 30 minute phone consultation to help you determine your best course of action with your Mortgage Renewal.

Learn how to negotiate a better deal. You may also want a new mortgage product upon renewal, and we will show and guide you how to choose the mortgage that suits your future goals.

At renewal, this is the best time to seize the opportunity to assess your financial goals. And evaluate whether your mortgage is aligned with these goals, or whether you can use your mortgage to align with your financial goals.

Your current lender will try to make it easy for you, by sending your renewal agreement in the mail. And all you have to do is sign and send it back. Many people in Canada renew their mortgages in this fashion.

Those who do, there is a good chance that they are leaving money on the table.

If you are interested in understanding and learning how exactly a mortgage can help you achieve your financial goals, we suggest that you take the pro-active approach with your mortgage renewal.

Do you have a Mortgage Renewal Coming Up?

Mortgage renewals are big business. And we know exactly how big. In fact, the mortgage industry particularly the banks literally ‘bank’ on you simply renewing your mortgage with your existing provider by enticing you with some ‘one-time-offer’ rate.

Many people are not well informed of their options. You can opt out with your current lender, especially if they are not offering you a competitive rate. And most of the time, they will not

The banks don’t like it when their secret gets out, but we will work with you to get you the best deal for your situation. 70% of mortgage holders simply sign and send that renewal paper back to the bank.

If you have a mortgage renewal coming up and are unsure about the best course of action for your home and family, contact us today. We can look at how long you’re planning on staying in your home, your current and future financial goals, and most of all to determine what type of mortgage renewal is ideal for you and your family.

Once we know what your goals are we can leverage our negotiating power as mortgage brokers to get the rate that will help put you on track to paying off your mortgage faster. And put you on the path to financial independence.

3 Tips For Renewing Your Mortgage

  • Avoid higher rates
  • Avoid unsuitable products and terms
  • Don’t be part of the masses!

We can take care of all the details for you and assist you to negotiate with your existing lender or help you find a new lender who will give you a very competitive rate.

You may not know who your ideal vendor is, who can give you the best rates, or which mortgage term is best for your long-term homeownership and financial goals.

Note that what you don’t know can and likely will hurt you financially.

Here at The Mortgage Specialist, we believe in working with our clients to help them learn and know all their options when it comes to renewing the biggest investment they have ever made.

Give us a call at (778) 996-7283 or fill out the form below for no-obligation, free advice on a mortgage strategy session.


Monday-Friday: 7:00 – 17:00

Saturday: 8:00 – 16:00

Sunday: By Appointment

Holidays: Closed


We are Canada’s top rated mortgage brokers based in Burnaby, BC, Canada since 2000. With our experience, you will get the Best Mortgage Rates. Guaranteed.


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New Westminster

North Vancouver

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Coal Harbour

False Creek


Mount Pleasant




#227 – 5589 Byrne Road Burnaby, BC. V5J 3J1


(778) 996-7283